AFFECTING FACTORS OF MUDHARABAH AT ISLAMIC BANKING IN SUMATERA UTARA PROVINCE

This study aims to examine the effect of Interest Rates, Inflation, Profit Sharing, and Gross Domestic Product on Mudharabah Deposit Growth at Sharia Commercial Bank in North Sumatera Province.Population in this research is Banking Company registered in Bank Indonesia Year 2015. Of 12 listed companies, selected 7 sample companies by using purposive sampling method. The data used in this research is secondary data.The result of hypothesis testing simultaneously shows that Interest Rates, Inflation, Profit Sharing and Gross Domestic Product do not negatively affect the growth of mudharabah deposit with significance 0,255 above 0,05. Based on the statistical value of t this study indicates that the variable interest rate with a significance of 0.048 is below 0.05, this indicates that the interest rate effect on the growth of mudharabah deposits. While the Inflation variable with a significance of 0.589, profit sharing with a significance of 0.361 and gross domestic product with a significance of 0.542 states that the variables of inflation, profit sharing and gross domestic product has no effect on the growth of mudharabah deposits.The conclusion of this research is that investors will see the interest rate of conventional bank as consideration factor in investing in sharia banking company in north sumatera province