PERKEMBANGAN KOPERASI CREDIT UNION HARAPAN MAJU DESA LINTONGNIHUTA TAHUN 1997-2011

Simbolon, Mangaratua (2012) PERKEMBANGAN KOPERASI CREDIT UNION HARAPAN MAJU DESA LINTONGNIHUTA TAHUN 1997-2011. Undergraduate thesis, UNIMED.

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Abstract

Penelitian ini bertujuan : 1) Untuk mengetahui latar belakang dan profil Koperasi Credit Union Harapan Maju Desa Lintongnihuta. 2) Untuk mengetahui peranan keberadaan Koperasi Credit Union Harapan Maju terhadap masyarakat Desa Lintongnihuta. 3) Untuk mengetahui faktor-faktor yang mempengaruhi keputusan masyarakat dalam memilih Koperasi Credit Union Harapan Maju sebagai sumber pembiayaan.Untuk memperoleh data tersebut penulis melakukan jenis penelitian lapangan dengan menggunakan pendekatan deskriptif kualitatif. Data diperoleh dengan cara Observasi (untuk memperoleh data Koperasi Credit Union Harapan Maju) dan wawancara (Untuk memperoleh latar belakang dan Profil Koperasi Credit Union Harapan Maju, kepada beberapa informan yang ditentukan dengan teknik purposive sample. Lokasi penelitian di Desa Lintongnihuta Kecamatan Ronggurnihuta Kabupaten Samosir.Hasil dari penelitian ini adalah sulitnya memperoleh dana, modal, serta keinginan untuk meningkatkan hasil pertanian masyarakat desa Lintongnihuta merupakan latar belakang pembentukan Credit Union Harapan Maju. Credit Union Harapan Maju merupakan salah satu perintis bertumbuhnya Koperasi kredit/ Credit Union di Kecamatan Ronggurnihuta yang berdiri pada tanggal 23 Pebruari 1997 oleh masyarakat Desa Lintongnihuta dan KSPPM (Kelompok Studi Pengembangan Prakarsa Masyarakat). CU ini berperan sebagai lembaga penyimapanan uang, lembaga peminjaman modal bagi anggota, sebagai penyelenggara pendidikan dan pelatihan bagi anggota dan penggerak perekonomian anggota. Petani merasakan peranan Koperasi Credit Union benar-benar sangat bermanfaat adalah setelah mengikuti setiap pendidikan dan konsultasi yang diadakan Credit Union yaitu pendidikan dasar dan lanjutan. Faktor yang mempengaruhi petani dalam memilih Credit Union adalah kemudahan memperoleh pinjaman, bunga rendah, saran teman/keluarga dan pelayanan yang memuaskan bagi anggota.

Item Type: Thesis (Undergraduate)
Contributors:
ContributionNameNIDN/NIDK
Thesis advisor, Lukitaningsih196404061990032003
Call Number: 950.071 Sim p
Keywords: Koperasi kredit; Credit union; Sistem keanggotaan; Peminjaman modal; Penyimpanan uang
Subjects: D History General and Old World > D History (General)
Divisions: Fakultas Ilmu Sosial > Pendidikan Sejarah
Depositing User: Mr Renaldi Syafaruddin Akbar
Date Deposited: 02 Sep 2016 04:13
URI: http://digilib.unimed.ac.id/id/eprint/17599

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