PENGARUH LITERASI KEUANGAN DAN GAYA HIDUP TERHADAP PENGELOLAHAN KEUANGAN MAHASISWA PROGRAM STUDI PENDIDIKAN BISNIS STAMBUK 2016 FAKULTAS EKONOMI UNIVERSITAS NEGERI MEDAN

SIMAREMARE, ESTER SERASI (2020) PENGARUH LITERASI KEUANGAN DAN GAYA HIDUP TERHADAP PENGELOLAHAN KEUANGAN MAHASISWA PROGRAM STUDI PENDIDIKAN BISNIS STAMBUK 2016 FAKULTAS EKONOMI UNIVERSITAS NEGERI MEDAN. Undergraduate thesis, Universitas Negeri Medan.

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Abstract

Masalah penleitian ini adalah rendahnya kesadaran mahasiswa Pendidikan Bisnis stambuk 2016 UNIMED dalam pengelolahan keuangan. Adapun tujuan dari penelitian ini adalah untuk mengetahui seberapa besar Pengaruh Literasi Keuangan Dan Gaya Hidup Terhadap Pengelolaan Keuangan Mahasiswa Pendidikan Bisnis Stambuk 2016. Penelitian ini dilakukan di Universitas Negeri Medan dengan populasi sebanyak 89 orang. Uji Instrumen menggunakanuji validitas dan reabilitas dilakukan dengan Software SPSS 16. Teknik analisis data dalam penelitian ini adalah uji normalitas, uji linearitas, uji multikoleniaritas, linear berganda, koefisien determinasi, uji t dan uji F dengan menggunakan Software SPSS 16. Hasil uji T menunjukkan bahwa secara parsial Literasi Keuangan (X1) berpengaruh positif dan signifikan terhadap Pengelolahan Keuangan Mahasiswa Program Studi Pendidikan Bisnis Stambuk 2016 Fakultas Ekonomi Universitas Negeri Medan dengan thitung > ttabel (3,935 > 1,662) pada taraf signifikasi 5% atau = 0,05 dan Gaya Hidup memiliki pengaruh positif dan signifikan terhadap Pengelolahan Keuangan dengan thitung > ttabel (2,007 > 1,662) pada taraf signifikasi 95% atau = 0,05. Hasil uji F menunjukkan bahwa Literasi Keuangan dan Gaya Hidup memiliki pengaruh positif dan signifikan terhadap variabel Pengelolahan Keuangan dengan nilai Fhitung > Ftabel (16,501 > 3,10) dan taraf signifikan 95% ( = 0,05) yaitu (0,000 < 0,05). Hasil perhitungan regresi linear berganda adalah Y = 19,861 + 0,441 X1 + 0,282 X2 dengan koefisien determinasi sebesar 27,7%. Hasil Penelitian ini menunjukkan bahwa hipotesis diterima yakni terdapat pengaruh positif dan signifikan antara Literasi Keuangan Dan Gaya Hidup Terhadap variabel Pengelolahan Keuangan baik secara parsial dan simultan.

Item Type: Thesis (Undergraduate)
Contributors:
ContributionNameNIDN/NIDK
Thesis advisorNasution, M. Fachrynidn0017015606
Keywords: Literasi Keuangan, Gaya Hidup, Pengelolahan Keuangan
Subjects: H Social Sciences > HG Finance
Divisions: Fakultas Ekonomi > Pendidikan Bisnis
Depositing User: Cut Lidya Mutia
Date Deposited: 18 May 2021 21:43
URI: http://digilib.unimed.ac.id/id/eprint/42125

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