ANALYSIS OF CONSUMPTIVE CREDIT OFFER FACTORS AT GOVERNMENT BANK IN NORTH SUMATERA

Susanty, Dewi and Ruslan, Dede and Nugrahadi, Eko Wahyu and Johnson, (2017) ANALYSIS OF CONSUMPTIVE CREDIT OFFER FACTORS AT GOVERNMENT BANK IN NORTH SUMATERA. In: The 1st Unimed International Conference On Economics And Business 2017 (UNICEB), 12 Dec 2017, Medan.

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Abstract

The consumptive credit is one of that has expected to have important role to growth economic in North Sumatera. However, in development of consumptive credit that gave by banking has not optimal. This research aimed to analysis the factors that affecting to number of consumptive credit on government bank in North Sumatera. This research used quarter series time data in 2005-2014 with OLS method (Ordianry Least Square). Based on estimate result has obtained that interest rate and inflation have positive influence and significant to number of consumptive credit on government bank in North Sumatera. While Product Domestic Regional Bruto (PDRB) and number of bank offices have negative influence and significant.

Item Type: Conference or Workshop Item (Paper)
Keywords: Consumptive Credit; Interest Rate; PDRB; Inflation.
Divisions: Fakultas Ekonomi
Depositing User: astina hartono lubis
Date Deposited: 18 Jan 2018 10:12
URI: http://digilib.unimed.ac.id/id/eprint/28223

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